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Requirements to open an account at Citibank (United States)

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How to open an account at Citibank?

When it comes to opening a bank account, a very important step is to find out as much as possible about the benefits and obligations that each bank offers.

Undoubtedly, the options are varied and depend on your short and long-term projects, so this time we present to you what are the types of account that the Citibank bank offers within the United States and the way in which you can access each of them.

Get to know them here!

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Citibank checking account types

Citibank bank offers different types of account; for example, they offer the option to open savings accounts, process credit and debit cards, acquire loans or make investments.

In the case of checking accounts, here you will find the different options that Citibank United States offers:

1. Citigold

Benefits:: Among the benefits that stand out of the Citigold account is the assistance and personalized attention of a specialized team, as well as guaranteed support 24 hours a day, 7 days a week. With the Citigold account, the user can receive benefits such as special rates for bank transfers, reduced international rates and access to cash in case of emergency.

Monthly fee: To remain a Citigold customer, you must maintain a combined balance of $ 200,000, but there is no set monthly fee for this type of account.

Annual Percentage Yield: Between 0.03% and 0.50%

2. Citi Priority

Benefits: As in the Citigold account, Citi Priority users will enjoy 100% personalized assistance at all times, either by phone or in person. In addition, Citi Priority guarantees access to the City Thank You Rewards program, which offers one of the best reward points of all the accounts available at Citibank.

Monthly fee: $ 30, although it is possible to reduce it to $ 0 if a combined balance of $ 50,000 is maintained.

Annual Percentage Yield: Between 0.03% and 0.50%

3. The Citibank Account

Benefits: Among the benefits of Citibank Account are access to the Citi ThankYou points program, exemption from charges for the use of ATMs external to Citibank, option to generate interest.

Monthly fee: $ 25 dollars

Annual Percentage Yield: Between 0.03% and 0.50%

4. Basic Banking

Benefits: Unlimited number of check issuance and special benefits for users over 62 years of age, such as exemption from charges for the use of ATMs external to Citibank if the user is over 62 years of age.

Monthly fee: $ 12 dollars, which can be reduced to $ 0 if the user is 62 or older.

5. Access Account

Benefits: With this type of account, the bank will never authorize a transaction that exceeds the amount of funds available in the account, in addition to offering effective and simple handling of transactions and payments to be made by the user.

Monthly fee: $ 10 dollars. To reduce this fee to $ 0, a combined balance of $ 1,500 per month must be maintained in eligible linked accounts.

Requirements to open an account at Citibank

Once you have decided to open an account at Citibank, what are the requirements that the bank requests?

It is possible to open an account online or with the assistance of an executive at the branch closest to the user. For this reason, it is necessary to have all the necessary documents in digital format to streamline the account opening process.

To apply online, the bank Citibank requests that the user be a US citizen, legal resident, or resident alien over 18 years of age. In addition, individuals must attach an official US address proof, as well as a social security number, driver’s license, or official state-issued identification.

For the peace of mind of users, Citibank establishes that none of the documents provided by customers will be used for purposes other than opening the bank account, which is why customers can be sure that their privacy will remain assured during the time using your Citibank checking account.

  1. Name and date of birth
  2. Official identification
  3. Social Security number
  4. Direction
  5. Phone number
  6. email
  7. Employment status and income

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FAQs

How can I avoid overdraft fees at Citibank?

Citibank boasts of being one of the banks that best cares for the interests of users, so it has implemented measures to ensure that users do not have to cover overdraft expenses when using one of their accounts.

For example, the bank does not allow overdrafts when making transactions at Citibank ATMs, especially those that exceed the amount available in your accounts.

Likewise, Citibank offers the service of sending alerts for low balances, real-time alerts and special programs to avoid overdrafts.

How can I avoid Citibank ATM fees?

The best option to avoid fees from Citibank ATMs is the Citigold option, since with it the user is exempt from paying fees for the use of Citi ATMs, whether national or international.

With the City Priority account, you avoid charging fees when using Citibank ATMs.

One of the benefits of Citibank is that it is possible to carry out transactions in more than 2,300 ATMs in the 600 bank branches spread throughout the territory of U.S, in addition to accessing ATMs with and without surcharge in retail stores.

conclusion

Citibank offers a wide variety of options to access a checking account and a wide range of banking services in its more than 600 branches spread throughout the American territory and in 20 countries.

Each checking account available at Citibank offers different returns and advantages, but each one of them allows access to personalized service and permanent attention from executives, who also offer special plans to ensure the assets of each client.

The post Requirements to open an account at Citibank (United States) appeared first on Hispanic World.

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