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Buying an engagement ring on a budget: 12 essential tips

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Buying an engagement ring is one of the most important things you will do in your life. According to The Knot, the average price of a diamond ring in the United States is $6,000, a figure that could be a bit high for most people. However, this does not mean that it is impossible to get a diamond ring with a lower price tag, it is just a matter of being strategic. Follow these 12 tips for buying an engagement ring on a budget.

Don’t be fooled by size

When talking about diamonds, the image of an oversized ring often stands out, especially in countries like the United States, where most people are looking for rings that have at least two carats. However, the size of the ring does not determine its beauty or sentimental value. That’s why countries like Japan and China opt for rings with an average weight of less than 0.6 carats.

Choose a timeless style

Buying an engagement ring on a budget

Typically, people looking for a diamond ring want to surprise their partner with the proposal. This makes it more likely you could be distracted by trendy or overly opulent designs. Although it is a special gift, diamond experts recommend, especially if you are on a tight budget, that you look for more traditional and classic styles.

Set a budget

As you can see, the average budget that you should consider for buying an engagement ring is $6,000 dollars. However, this price can be reduced according to your own needs. It is true that there are options that can exceed this amount, but you can find rings for as little as $600 dollars, considering that the diamond will be small.

The 4 Cs for buying an engagement ring

Buying an engagement ring on a budget

Buying an engagement ring on a budget doesn’t mean you have to stop looking for the best options and to find them you need to look at the 4 Cs: Cut, Color, Clarity and Carat. According to experts, the ideal is to give priority to cut and color. The first is the one that determines a diamond’s beauty and enhances its brilliance, while the second, regardless of the color range, will maintain the same brilliance.

Look for quality

Optimize your resources by looking for rings of different ranks, especially those of type SI1 and SI2, as well as those of grade VS1 and VS2, which represent very light to light inclusions. The quality of these is proven, and their appearance is practically the same, or very similar, to that of the highest graduations. In these cases, the differences are undetectable without a magnifying glass.

Purchase online


The place does not always dictate the quality of the ring, Although there are specialized stores that enjoy great prestige, the reality is that online stores can be up to 100 times cheaper. In addition to having a lower average price, you will find a wider variety of diamonds. Of course, it’s important to verify that the seller is certified.

Prioritize the cut

The cut of a diamond has a direct impact on the price you have to pay for a ring, especially if it is an engagement ring. To stay within your budget it is suggested to look for asscher and esmeralda cuts. An important aspect of the asscher cut is that it offers a higher performance in terms of cost-benefit, since they use a greater amount of the original diamond in their design.

Compare prices

Hand with engagement ring on finger

Whether you buy online or in a brick and mortar store, it is important not to make a hasty decision. It doesn’t matter how irresistible an offer is, because among so many options that exist, it is very possible that you will find one that fits your budget. Check the virtual catalogs of online stores (which usually offer a greater variety of designs) and compare prices on similar designs. You could be in for a surprise and save even more than you planned.

Request the ring certificate

Even with a set budget, consider that if a price is «too good to be true» it is because it may be. This is because there are some stores that offer lab created diamonds at the same price as certified diamonds. Always request reliable and verifiable information about the nature of the diamond. This will help you make an ethical purchase at a fair price.

Select the ideal size


Regardless of its design, color or size, an engagement ring is sentimental to both the receiver and the giver. Although in the United States the average carat weight is between 1.08 and 1.2 carats, if your budget is limited, remember that you always have the option of choosing higher quality small diamonds for a much lower price.

How many carats?

In the United States, it is customary to choose a one carat diamond to use as the center, and the equivalent of two carats distributed throughout the rest of the design. But in countries like England, the carat does not usually exceed 0.6. Diamonds that are 0.25 carats range from $300 to $450, while 1.0 to 3.0 carat diamonds can fetch $4,500 to $50,000.

Negotiate the price


Don’t be afraid to negotiate the price of your engagement ring. To be able to do this, you need to have a broad knowledge of the type of diamond you want to buy and have compared the price of it in other stores. Doing this will give you the confidence to approach the seller and get them to agree to take a percentage off the price, taking into account things like color, carat, cut, and clarity of the diamond.

The post Buy an engagement ring without exceeding your budget: 12 essential tips appeared first on Mundo Hispanico.

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